Financial OS for SMB · $2M–$15M revenue

Know exactly when
your cash runs out.

Vaely predicts cash gaps 14 days early, surfaces the cause, and gives you one action to fix it. Before payroll fails.

Try the live demo →Connect your bank
Demo opens instantly — no sign-up, sample trucking company · Real accounts: free 14-day trial, read-only Plaid access
72%
of SMBs have less than 1 month cash reserve
14 days
average early warning before a gap
$17,500
avg overdue invoices per SMB
Try it now

How long can your business survive?

Enter your numbers. See your runway instantly. No account needed.

Cash runway calculator
4.6
CRITICAL · 4 months
⚠ Cash runs out Jan 2027 — act now
Net burn
-$26,000/mo
Cash balance$120,000
Monthly burn$38,000
Monthly revenue (MRR)$12,000
Today2mo4mo

Three steps. One clear answer.

01
Connect your bank
Plaid connects to 12,000+ US banks. Read-only access. Vaely never moves your money.
02
See your cash gap
Treasury module shows your 14-day cash ladder, flags gaps, and identifies the exact cause.
03
Approve one action
AgentPay queues the fix — sweep funds, delay a payment, collect an invoice. You approve in one click.

Every module connected

Not another silo. All modules share the same data.

TreasuryCORE
Cash ladder · Gap detection · Bank sync
ContractsBETA
AR tracking · Renewal alerts · AI analysis
VendorsBETA
Payment terms · Early-pay savings · Risk score
PayrollBETA
Labor cost · Anomaly detection · Forecasting
IntelligencePREVIEW
Health score · Cross-module AI · Briefings
AgentPayPREVIEW
Payment queue · Card optimization · Rules
RunwayBETA
Burn scenarios · Investor milestones
TaxSenseBETA
Quarterly estimates · Deadlines · Compliance
ComplianceBETA
AML flags · Audit log · Risk alerts

Simple pricing

No per-seat fees. No enterprise contracts. Cancel anytime.

Starter
$99/mo
Perfect for solo founders and small teams
✓ Treasury module
✓ 2 additional modules
✓ 1 user
✓ Email support
Get started →
MOST POPULAR
Growth
$249/mo
Full platform for growing businesses
✓ All 9 modules
✓ Unlimited users
✓ Plaid bank sync
✓ Priority support
✓ AgentPay automation
Get started →
Scale
$499/mo
For businesses with complex finances
✓ Everything in Growth
✓ Custom integrations
✓ Dedicated onboarding
✓ API access
✓ SLA guarantee
Get started →

Stop guessing your cash position.

Click around a real workspace first. Then connect your bank in 2 minutes.

Try the live demo →Start free trial
Vaely· Financial OS for SMB
For investors & acquirers© 2026 Vaely · Bank-level encryption · Read-only Plaid access